Hold crypto.
Pay in money.
Velorin Pay is a payment card for people who keep part of their savings in stablecoins or crypto. You pay at any card terminal; we convert at the moment of the tap and the shop receives its own currency.
What it does
One card, two forms, one balance that can be dollars, euros or coins.
- 1.1
Converts at the tap
The rate is set when the terminal asks for authorisation, not hours later. What you see in the app is what left your balance.
- 1.2
Spends in your order
Your spend order decides which balance pays first. Most people put a stablecoin at the top and keep Bitcoin last.
- 1.3
Comes in virtual and metal
A virtual card is ready as soon as you are verified. The metal card is stainless steel, numberless on the front, and posted to you.
- 1.4
Shows its prices
Every spread, top-up charge and ATM fee is printed in one place: the fee schedule. No fee is introduced without 60 days’ notice.
Velorin in figures
Figures as of 30 September 2026. Availability differs by country; see country availability.
The card
Brushed stainless steel, 18 grams, with the card number engraved on the back where it belongs. Or a virtual card, issued in under a minute, that lives in the app.
Both run on the same account and the same balance. You can freeze, unfreeze or replace either one from the app at any hour.
Anatomy of a payment
You tap
The terminal sends an authorisation request in the shop’s currency.
We price it
We take the first balance in your spend order and fix a rate against it.
We convert
The amount is reserved in your coin and released to the network in local currency.
Approved
The terminal beeps. The app shows the coin amount and the rate used.
Three plans
Essential is free. Plus costs $6.90 a month. Metal costs $18.
Each plan uses the same card and the same app. What changes is the conversion spread, the number of cards, the free ATM allowance and who answers when you write to us.
From cardholders
“I get paid in USDC for freelance work. Before, getting it to a supermarket took three apps and two days.”
Lucía, Medellín
“The spend order is the part I didn’t know I wanted. Euro coin first, Bitcoin never, unless I say so.”
Jonas, Rotterdam
Before you start
- ACan I get a card where I live?The full list of supported and unsupported countries, with Latin American detail.→
- BWhich coins and networks are supported?Assets, chains, minimum deposits and confirmation times.→
- CHow are balances kept safe?Custody, card controls and how we handle incidents.→
- DWhat are the risks?Volatility, stablecoin risk and why crypto is not a bank deposit.→